In a perfect world I see it like buying a car - if you can't afford the maintenance and ongoing costs you can't afford the car. Unfortunately things happen and costs blow out, something else loses money etc and this changes plans. However, I am a big believer that spending money makes you money (eg how the Westfirls shopping centres spend millions on renos every 10-15 years or so). On reading my post I'm not sure what my point is but I'm trying to be a good forum person people thing. I might have had a few wines.